Hot Springs, Arkansas: health insurance
Hot Springs is in Garland County. Here is what Hot Springs residents should know about coverage.
Coverage in Hot Springs
Hot Springs has about 37,994 residents (U.S. Census Bureau 2023 estimate).
Plans for Hot Springs residents are determined by Garland County, home to about 99,784 people (2023 estimate). Medicare Advantage plans and marketplace plans are offered by area, so use your ZIP code when you compare, and make sure a plan covers Garland County before you choose it.
- Turning 65 in Hot Springs? Your Initial Enrollment Period runs seven months around your birthday. Arkansas SHIIP (Senior Health Insurance Information Program) offers free counseling at 1-800-224-6330.
- Buying your own plan? Shop through HealthCare.gov (federal Marketplace, Arkansas state-based exchange oversight).
- Medicaid questions? Arkansas Department of Human Services (DHS) -- ARHOME handles applications.
Arkansas note: Arkansas and Oklahoma are the only two states that run their own state-based marketplace while still using HealthCare.gov's federal technology to enroll people -- a hybrid setup that puts plan approval and rate review in the Arkansas Insurance Department's hands even though the enrollment website itself is federal.
Medicare plans leaving Garland County for 2027
Medicare plans are set by county, so this applies to residents of this city. 18 plans are listed in Garland County for 2026 but not for 2027, covering at least 827 people.
| Plan going away | Company | People enrolled (at least) |
|---|---|---|
| Wellcare Giveback (HMO-POS) H9630-008 | Wellcare / Ambetter (Centene) | 169 |
| BlueMedicare Preferred (PFFS) H4213-017 | USAble Mutual Insurance Company | 151 |
| Aetna Medicare Signature Care (HMO) H2663-067 | Aetna (CVS Health) | 126 |
| Aetna Medicare Dual Extra Care (HMO D-SNP) H5325-011 | Aetna (CVS Health) | 100 |
| Wellcare Simple Preferred (HMO-POS) H1416-055 | Wellcare / Ambetter (Centene) | 65 |
| Wellcare Patriot Giveback Preferred (HMO-POS) H9630-015 | Wellcare / Ambetter (Centene) | 61 |
See all 18 plans leaving Garland County →
A plan can be listed because it was renumbered or replaced, not only because a company is leaving the county. When the same company keeps other plans there, members are usually moved to a replacement plan. Your plan should send you a notice, and Medicare’s Annual Enrollment Period (October 15 to December 7) is when you can compare and switch. “People enrolled” is the number enrolled in that plan today (CMS hides counts of 10 or fewer). Source: CMS Medicare Advantage and Part D landscape files for 2026 and 2027, and CMS enrollment data from September 2026.
Colleges and universities near Hot Springs
Arkansas public institutions include University of Arkansas, Arkansas State University, University of Arkansas for Medical Sciences. Students and employees at these schools should check their school’s student health or benefits office, because campus plans and employer plans work differently from individual coverage. More about Arkansas colleges.
Do Hot Springs and Garland County have the same plans?
Plans are offered by service area, and Hot Springs falls under Garland County. A plan that serves Garland County is generally the one that applies to you.
Do I have to enroll if I call?
No. A call is a conversation about your options.
Hot Springs residents: call 855-367-1095
Call Lander LLC to go over your options. There is no cost to call or to speak with an agent, and you are never required to enroll in anything.
Call 855-367-1095Other major Arkansas cities
- Little Rock
- Fayetteville
- Fort Smith
- Springdale
- Jonesboro
- Conway
- Rogers
- North Little Rock
- Bentonville
- Pine Bluff
- Benton
- Sherwood
Reviewed by Richard Lander, licensed insurance agent (NPN 21255551), Lander LLC. Last updated October 3, 2026. This page is educational and is not a quote, an offer of coverage, or legal or tax advice.